Gallagher Student Health and Special Risk

STUDENTS GOING ABROAD
For students studying or traveling abroad, the Student Accident and Sickness Plan provides worldwide travel assistance to you or your covered dependents through through On Call International, the 24-hour worldwide assistance service.

When studying or traveling abroad, keep your identification card with you and take a copy of the brochure for reference. When outside of the United States, you will likely be asked to pay for your medical care first and then will need to seek reimbursement. Covered Expenses will be reimbursed on a Non-Network basis. When you submit claims for reimbursement, you will need to have the itemized bill(s) translated into English and include a letter informing the claims administrator that you are seeking reimbursement for charges previously paid. Please insure that your name, ID number, address (to receive your reimbursement check), and the College's name are on the bill.

Medical and Travel Assistance Services 24/7/365, including:

• Translation assistance
• Emergency travel funds assistance
• Lost luggage assistance
• Pre-trip plans
• Hospital deposit guarantee
• Return of deceased remains
• Nurse help line
• Worldwide legal referrals
• Lost document assistance
• Medical referrals
• Medical monitoring
• Prescription Replacement
• Medical evacuation and repatriation

In the event of a serious Accident or Sickness, the Plan will pay benefits to evacuate an Insured Person if: a) the Insured Person's medical condition warrants immediate transportation from the place where the Insured Person is injured or sick to the nearest hospital where appropriate medical treatment can be obtained; or b) after being treated at a local hospital, the Insured Person's medical condition warrants transportation to the Insured Person's home country to obtain further medical treatment to recover.

Covered Expenses include expenses for transportation, medical services and medical supplies necessarily incurred in connection with Emergency Medical Evacuation of the Insured Person. Emergency Medical Evacuation must be approved in advance by the Company.

The Plan will pay the reasonable covered expenses to return the Insured Person's body to his or her home country if he or she dies. Covered expenses include expenses for embalming, cremation, coffins, and transportation. Repatriation of Remains must be approved in advance by the Company.

Contact On Call International for any of these services:

Toll Free from U.S. and Canada: 1-800-850-4556
Dial Direct or Call Collect Worldwide: 1-603-898-9159 or
www.oncallinternational.com.